Teguh Satria: Not Supported Housing Policy Ministry of Finance

Teguh Satria: Kebijakan Perumahan Tidak Didukung Menkeu

Teguh Satria, Former Chairman of the DPP REI (2007-2010) and President of FIABCI Asia Pacific (2011-2012)

Teguh Satria was blunt talk about housing. He had ups and downs in the housing world. Men born in Pati, Central Java, June 5, 1953 is the basic and secondary education in the Pati and Salatiga, and continuing education in Civil Engineering Catholic University of Parahyangan (Unpar) Bandung in 1972. After graduating in 1978, True had worked in the contracting firm for one year (1979). Then in 1980-1989, True worked at the company developer in Bandung, PT Margahayu Kingdom.
1990 to present, Teguh founded his own development company, targeting the middle and lower middle housing in Bandung, particularly in the area south of Bandung, Banjaran, under the name Studio Beautiful.
REI active firm in West Java since 1985, when REI West Java led by MS Hidayat, Putraco owners. Teguh also served the Deputy Secretary REI Jabar during two periods 1989-1992 and 1992-1995. Teguh also served REI Jabar 1995-1999 Secretary, was chairman Suzetta.
Long been in REI Jabar, eventually making Teguh Satria REI elected as Chairman of West Java in the period 1999-2002. In addition Teguh also elected as Vice Chairman of the DPP REI (2001-2004) when the DPP-led Yan Mogi REI. True to the DPP REI activity continues. 2004-2007, True served REI DPP Secretary-General, at the time of the DPP-led Lukman Purnomosidi REI. In the next period, 2007-2010, Teguh elected as Chairman of the DPP REI.
Teguh Satria also active in FIABCI Asia Pacific. For two periods, in 2009-2011, True served Vice President of FIABCI Asia Pacific. In a business meeting FIABCI in Brussels, Belgium, December 2010, Teguh Satria elected as President of FIABCI Asia Pacific 2011-2012. "Duties as President of FIABCI Asia Pacific, establishing networking among members in the region Aspas. And encourage the organization growing. It is somewhat different than the REI, REI If open business opportunities in the field of regulation, "said Teguh.
Indonesian man who has served as President of FIABCI Asia Pacific is Eric Samola, Ciputra, Pingky Pangestu, and Teguh Satria, while the world was once President of FIABCI Soeneville Ciputra and Ferry.
Here is an interview with F. Teguh Satria, a former DPP chairman and President of REI FIABCI Asia-Pacific by Robert Adhi Kusumaputra in Jakarta.
What fundamental problems facing developers today REI? The issue is not the same each period, different, but facing the developers. When it comes to many properties. But speaking of housing, meaning that the problem provides a lower middle house, remain a problem until now.
Actually, the root of the problem, bagamana seated problems facing the nation. Can not be charged to REI or the offender housing. Providing homes for the community. To this day, this problem still exists, but the problem is not big business.
I see, the philosophy of looking at the supply house that is not appropriate. It seems as if charged to the offender. For example, asked when and why targets are not achieved. Though REI is not responsible. Now reflected in the Act. For example legislation, Perkim (PKP), there is an obligation to provide developers of low-income homes, the so-called balanced occupancy. How is the view of parliament, meninisiasi Act. As long as this remains, difficult. Not that REI away. It should not be like this. Responsible, all parties. But not just developers. Why build a residential developer charged the lower middle?
Actually who is responsible in providing homes for people? All parties must share responsibility in providing homes for people, especially the lower middle. In matters of employment, employers should also be responsible, provide homes for employees as done in Singapore. In these savings, there is sharing of workers and employers. Philosophy like this that actually should be used.
In Indonesia, ironically, the government did not give examples. There Bapertarum civil servants, but only one way traffic. The cut is only a civil servant, is inserted into the housing savings. Should the employer of civil servants, the government also sharing. Its composition is up to 50:50, but there is an obligation the employer, who in later embodied in the Provision of housing.
What about the house for the military and police? Countries sharing dong well. Private sector workers, also the same. Some salaries were cut for housing savings, and employers are also being held accountable. So the mutual cooperation of all parties.
Why do you think the government seemed not to care about people's housing problems? Ignorance is reflected in the policies Menpera are out of sync with the policies of other ministers. For example, Menpera make FLPP, supportive communities having a home and have access to credit up to Rp 80 million. The problem is, why the finance minister issued a VAT-free policy only up to a home valued at Rp 70 million?
There is a sense out of sync. Listed in the Act, developers must build a minimum of 36 m2 house. But the minister said that the VAT-free house a maximum of 36 m2 type. So it really does not sync own government agencies. It is not clear. So that can only be built only 36 m2 house type, can not be downward and upward.
Indifference of the government in the affairs of other housing is evident in many Rusunawa empty. This is due to intersectoral and antarinstansi out of sync.
Housing and Settlement Act which legalized, and also the Act Flats are being deliberated is the product of the House. Is the House does not involve the developers when preparing this law? The developers until now questioned, why as if the obligations are charged to developers to build. First, if the big developers are required to build a small house types, then wake up what small developers? Where land of small developers? Where small developers can compete with the big developers? So there is the impression that the DPR is only imposes a major developer but do not understand that this will turn off the small developers.
Second, the philosophy of Housing and Settlement Act is scaring to a penalty. I see, there's the criminal who set? Why build a home affairs should end up with a criminal? If building a home is not appropriate, shall be punished. Regents of issuing licenses, criminal sanctions. Should be reversed, those that inhibit the build that house was the one who should be punished, not the agents of development. So weird. If the regents or mayors are not issued IMB how? What happened? So his philosophy is upside down.
Flats mentioned in the bill the developer must build a new 20 percent had to sell. What do you think? The new developer may sell if it had built 20 percent of total units. It's like asking, egg or chicken? To build a simple flats, there is a bank requirement. The new bank agrees to give credit when there customers.
Developers do need money to build? But when asked for credit to the bank, the bank asked the developer, there are no customers? So that there are consumers, not developers have to sell. But to be sold, the developer must build. And in order to wake up, need money. But if banks do not give us credit, how? Developers small die.
We understand the substance of the law so that people are not fooled. But whether the representatives of the people who make the law think about the implications? Only a strong developer who can build, while small developers have to borrow from the bank.
In the draft Law on towers, there are chapters that set, to sell, there must be a bank guarantee. What can give a bank guarantee to the developer that he would build? What are the mechanisms? In the draft Law on towers, to perform PPJT, there must be a bank guarantee or insurance. Dare bank guarantee you that you built? How do insurance? What bayari insurance consumers? The mechanism is difficult.
This law really sounded restrict all kinds. Why not set the rules of derivatives? PP or Candy? It is more flexible. if a bank guarantee how? Banks do not want how? Can we stop all. If you do not sell something?
In the discussion of Housing and Settlement Act, to our knowledge, the DPP REI only consulted once, and it is just the beginning and we were not given the draft law. We only asked for opinions. Officially, the DPP REI convey written, just not accommodated.
PKP Law and Law on the Parliament towers all rights initiative, not Kemenpera. And Menpera own, many brilliant ideas and breakthroughs. But if not supported by staff and other ministries, so it's hard. As FLPP, a brilliant breakthrough, all parties benefit, but if other rules do not support, it's hard.
There are government plans to support foreign ownership. And there is worry about going "bubble". What do you think? Kemenpera support foreigners may own property in Indonesia. But it can not just Menpera. Could not walk properly because no didkung, eg tax issues. Synchronization of foreign ownership by BPN. If it does not sync, it can not.
In Indonesia there's minimal restrictions on the price? Foreigners may only buy property worth at least $ 150,000. So the property market may not strangers, how could affect the property cheap. Lower Intermediate People's probably not buy a property worth USD 1.4 billion. This is a limited market. Lower middle-market property will not be affected. Domestic market in number of millions of units, while the market of foreigners, if the amount is 10,000 units, it was incredible.
In my opinion, ordinary people only understand one sentence: "foreigners can buy property in Indonesia". Though many rules. Price minimum of $ 150,000. So why worry?
Property to foreigners not to compete at the level of the sam with community property under the middle. Example, the number of five star hotels like the Grand Hyatt there are a thousand. Does five-star hotels Grand Hyatt sperti affect hotels three star and two star, jasmine making it so empty? Kan disparate markets? So people need not worry. Segment is not the same.
Indonesia with Singapore property prices, 1:11. But how many Indonesian people who bought in Singapore, Australia, Hong Kong, Los Angeles? Why should fear?
So the fears of a bubble is too excessive. Domestic market in Indonesia is very large compared to foreign markets. Is selling the apartment that best-selling USD 500-600 million, which less than Rp 1 billion.

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